Maintaining your privacy and trust is very important to us at International Payout Systems, Inc. dba i-payout (i-payout). i-payout participates in the EU-U.S. Privacy Shield Framework and the Swiss-U.S. Privacy Shield Framework (“Privacy Shield”) issued by the U.S. Department of Commerce. i-payout is committed to compliance with the Privacy Shield Principles regarding the collection, use, and retention of personal information transferred from the European Union and Switzerland to the United States. If there is any conflict between the terms in this privacy policy and the Privacy Shield Principles, the Privacy Shield Principles shall govern. To learn more about the Privacy Shield program, and to view our certification, please visit https://www.privacyshield.gov/.

i-payout is subject to the investigatory and enforcement authority of the US Federal Trade Commission (FTC).

Types of Personal Data i-payout Collects
Contact information: name, address, phone number(s), and email address

Sensitive Data: personal identification number(s), date of birth, citizenship, and similar information. Such data is collected by i-payout is for the sole purpose of ensuring the true identity and the authenticity of transactions conducted by the individuals. Customers may contact i-payout regarding use or disclosure of their Personal Data.

Personal data: IP addresses, language preferences, dates and times of website visits, log of website activity

Definitions
For the purposes of this Policy:

“Personal Information” or “Information” means information that is collected and recorded in any form by i-payout and used by i-payout to identify an individual.

“Personal Data” or “Sensitive Personal Information” means personal information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

“Third Parties” means other companies that i-payout is contracted with to perform certain business-related functions on our behalf. Some of these partners provide data validation services, processing services, and data transmission services.

Privacy Principles
The privacy principles in this Policy are based on the EU-US and Swiss-US Privacy Shield Principles.

Notice
i-payout collects required personal information, which is necessary to provide services. The need for the requested identification information and subsequent verification checks are mandatory. i-payout collects personal information directly from individuals and provides all members with a notice to inform them about the purposes and use of such personal information. Where i-payout collects personal information from the EU and Switzerland, i-payout uses and discloses such information in accordance with the applicable data protection law to ensure the individuals have been provided with appropriate notice and choice made by the individuals to whom such information relates.

Onward Transfer
i-payout may use trusted third parties to help us provide, analyze, and improve the service (including but not limited to data storage, maintenance services, database management, web analytics, payment processing, and improvement of the service’s features). i-payout may also disclose Personal Information to third parties  if disclosure is necessary to comply with law enforcement, legal process, or government request; it may also disclose information to protect the security or integrity of i-payout’s products and services. Note that i-payout may be required to release personal data in response to lawful requests by public authorities including to meet national security and law enforcement requirements. i-payout may be liable for the appropriate transfer of personal data to third parties.

Choice
i-payout does not sell or share your information with non-agent third parties.  If this practice should change in the future we will update this policy and provide individuals with opt-out choice prior to the release of their personal data.

Security
i-payout maintains procedural safeguards and precautions to protect personal information. All accounts are protected with a unique login to a secure site, IP restrictions, and individual PIN setup. i-payout software monitors the accounts to detect and prevent unauthorized access, loss, misuse, or destruction of information.

Data Integrity
i-payout uses personal information only in a way that is compatible with and relevant for the purpose for which it was collected or authorized by the individual. i-payout takes reasonable steps to ensure personal information submitted by the individuals is accurate, complete, current, and reliable for the intended use. Additional documents are often times requested to verify the personal information supplied by users. Documents are screened for authenticity and must not be expired.

Access
i-payout acknowledges the individual’s right to access their personal data and provides individuals reasonable access to their personal information that it holds about them. Individuals are able to review the information for accuracy and are provided with limited access to correct, amend, or delete inaccurate information by logging into their individual account or sending an email to the support team. i-payout may take reasonable steps to permit more extensive correction to information that is demonstrated to be inaccurate or incomplete. With any concerns regarding your privacy or information that has been collected, please email privacy@i-payout.com.

Recourse, Enforcement and Liability
i-payout holds the principles set forth by US-EU and Swiss-US Privacy Shield privacy policy to a high standard. i-payout will conduct compliance audits to verify that the policy is accurate and comprehensive for the information intended to be covered, prominently displayed, completely implemented, and accessible and in conformity with the Principles.
 
In compliance with the EU-US and Swiss-US Privacy Shield Principles, i-payout commits to resolve complaints about your privacy and our collection or use of your personal information. European Union or Swiss individuals with inquiries or complaints regarding this privacy policy should first contact i-payout at: privacy@i-payout.com

i-payout has further committed to refer unresolved privacy complaints under the EU-US and Swiss-US Privacy Shield Principles to an independent dispute resolution mechanism, the BBB EU PRIVACY SHIELD, operated by the Council of Better Business Bureaus. If you do not receive timely acknowledgment of your complaint, or if your complaint is not satisfactorily addressed, please visit http://www.bbb.org/EU-privacy-shield/for-eu-consumersfor more information and to file a complaint.

Finally, as a last resort and under limited circumstances, EU and Swiss individuals with unresolved privacy complaints may invoke binding arbitration before a Privacy Shield Panel.